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Download a real report from Equifax, Experian, or TransUnion, then upload the PDF or a batch of account screenshots in Shift.credit to see AI scan results and dispute recommendations.

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Real credit reports

Start with your real report from Equifax, Experian, or TransUnion.

The simplest route is AnnualCreditReport.com, the official joint source for all three nationwide bureaus. Once you download a PDF or save each account screen as screenshots, upload it using the upload page in Shift.credit to scan and start your dispute.

Upload destination

Download your bureau report first, then open the upload page in Shift.credit and add the PDF or screenshot set there.

Equifax

Get your Equifax report

Use Equifax's free reports page or the joint official source to download your current credit file.

After you download it or save screenshots from the account details page, come back and upload the file set using the upload page.

Experian

Get your Experian report

Experian explains how to request your free report and links directly to the official annual report source.

After you download it or save screenshots from the account details page, come back and upload the file set using the upload page.

TransUnion

Get your TransUnion report

TransUnion offers its annual credit report page and also points consumers to the official weekly report source.

After you download it or save screenshots from the account details page, come back and upload the file set using the upload page.